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St Catharines Mortgage Information
Average Mortgage Loan in St Catharines: $154,197The 6-year bar graph below displays the volumes of applications received by Super Brokers in each month for all years combined. The busiest months for mortgages from St Catharines seem to occur during our first quarter (represented by the brown bars) with 30.32% while our slowest is the fourth quarter (represented by the red bars) with 20.00%.

Rankings for Busy Mortgage Months
Rank | Month | | Percentage of Applications |
---|
1 | January: | | 13.9% |
2 | April: | | 10.7% |
3 | May: | | 9.7% |
4 | November: | | 9.0% |
5 | August: | | 9.0% |
6 | March: | | 8.4% |
Rank | Month | | Percentage of Applications |
---|
7 | February: | | 8.1% |
8 | June: | | 7.4% |
9 | October: | | 7.1% |
10 | September: | | 6.8% |
11 | July: | | 6.1% |
12 | December: | | 3.9% |
The graph below shows the busy days for Internet applications that were received by Super Brokers' web site. Each day is a total combined representation of the last 5 years of all occurrences of that day. In St Catharines the most busy day of the week, with 20.00% of all applications, is Monday. In comparison, Saturday's are the slowest day with only 8.06% of all inquiries.
Rank | Day of the Week | Percentage of Applications |
---|
1 | Monday: | 20.0% |
2 | Wednesday: | 18.1% |
3 | Tuesday: | 17.4% |
4 | Sunday: | 13.6% |
5 | Thursday: | 12.6% |
6 | Friday: | 10.3% |
7 | Saturday: | 8.1% |

Mortgage inquiries are received 24 hours a day from the Super Brokers' web site. The statistics shown below represents the peak hours within a 24-hour period. The data is taken from all days of all years.

Time | Period (24 Hour) | Percentage of Applications |
---|
12AM | 00:00 to 00:59: | 0.6%
|
1AM | 01:00 to 01:59: | 0.6%
|
2AM | 02:00 to 02:59: | 0.6%
|
3AM | 03:00 to 03:59: | 1.0%
|
4AM | 04:00 to 04:59: | 1.3%
|
5AM | 05:00 to 05:59: | 1.6%
|
6AM | 06:00 to 06:59: | 3.5%
|
7AM | 07:00 to 07:59: | 5.2%
|
8AM | 08:00 to 08:59: | 3.2%
|
9AM | 09:00 to 09:59: | 5.5%
|
10AM | 10:00 to 10:59: | 7.4%
|
11AM | 11:00 to 11:59: | 5.8%
|
Time | Period (24 Hour) | Percentage of Applications |
---|
Lunch | 12:00 to 12:59: | 7.4%
|
1PM | 13:00 to 13:59: | 8.4%
|
2PM | 14:00 to 14:59: | 3.5%
|
3PM | 15:00 to 15:59: | 5.2%
|
4PM | 16:00 to 16:59: | 5.5%
|
5PM | 17:00 to 17:59: | 3.9%
|
6PM | 18:00 to 18:59: | 7.7%
|
7PM | 19:00 to 19:59: | 4.8%
|
8PM | 20:00 to 20:59: | 5.5%
|
9PM | 21:00 to 21:59: | 6.5%
|
10PM | 22:00 to 22:59: | 2.9%
|
11PM | 23:00 to 23:59: | 2.3%
|
The following table lists how St Catharines ranks for mortgage applications sent to our website. The data collected is over a 7-year time frame. A location has to have a minimum of three applications to make the list. To find more information, simply click on a location.
Rank | Location | Contribution |
11 | BURLINGTON, ON | 0.752% |
12 | GUELPH, ON | 0.685% |
13 | OAKVILLE, ON | 0.647% |
14 | CAMBRIDGE, ON | 0.624% |
15 | OSHAWA, ON | 0.614% |
16 | ST CATHARINES, ON | 0.536% |
17 | NORTH YORK, ON | 0.522% |
18 | ETOBICOKE, ON | 0.515% |
19 | RICHMOND HILL, ON | 0.512% |
20 | BRANTFORD, ON | 0.494% |
21 | KINGSTON, ON | 0.482% |
Type of Mortgage Application Form Selected | | Percentage of Inquiries |
---|
Mortgage Pre-approval: | | 21.9% |
First-time Home Buyer: | | 19.4% |
No Money Down Mortgage (discontinued): | | 16.5% |
Mortgage Renewal: | | 12.6% |
New Home Purchase: | | 11.0% |
Refinance / Debt Consolidation: | | 10.0% |
Other: | | 8.5% |
|
Total Application Types Found: 16 |
Average age: 36
Oldest age: 82
Youngest age: 19
The following depicts the average income of applicants living in St Catharines who have applied for a home loan using the online application located at the Mortgage Super Brokers' web site.
Average annual gross income for | |
---|
mortgage applicants in St Catharines: | $52,052.08 |
applicants within all of Canada: | $60,852.54 |
Difference: | ($8,800.46) |
| |
mortgage co-applicants in St Catharines: | $36,121.11 |
co-applicants within all of Canada: | $43,965.51 |
Difference: | ($7,844.40) |
Note: Commercial Mortgage loans were not included for this survey, only residential loans were used.