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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.852.36+0.49 percentage pointsThe Rate has IncreasedNov 26, 2018
6 month rate 4.504.09+0.41 percentage pointsThe Rate has IncreasedNov 26, 2018
1 year rate 3.142.99+0.15 percentage pointsThe Rate has IncreasedNov 26, 2018
2 year rate 3.193.14+0.05 percentage pointsThe Rate has IncreasedNov 26, 2018
3 year rate 3.393.24+0.15 percentage pointsThe Rate has IncreasedNov 26, 2018
4 year rate 3.593.29+0.30 percentage pointsThe Rate has IncreasedNov 26, 2018
5 year rate 3.493.24+0.25 percentage pointsThe Rate has IncreasedNov 26, 2018
7 year rate 3.593.44+0.15 percentage pointsThe Rate has IncreasedNov 26, 2018
10 year rate 4.043.99+0.05 percentage pointsThe Rate has IncreasedNov 26, 2018
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.85 4.50 3.14 3.19 3.39 3.59 3.49
Alterna Bank/Savings3.404.403.643.843.744.943.84
ATB Financial3.304.503.343.543.743.843.89
Bank of Montreal4.104.203.793.994.294.895.34
Canadian Western Bank/Trust3.753.733.343.443.593.643.74
Comtech Credit Union-6.203.393.493.693.743.79
Desjardins - Caisses3.954.403.793.894.344.995.54
Effort Trust-4.504.404.504.955.005.30
Equitable Bank--3.643.894.455.045.34
First National Financial3.954.504.293.993.993.993.89
FirstOntario Credit Union3.454.943.793.743.793.793.89
Home Trust--3.493.744.305.045.34
HSBC Bank Canada3.043.693.393.493.543.643.74
ICICI Bank Canada3.05-
Investors Group Trust3.704.203.493.594.144.895.34
Kindred Credit Union3.95-4.304.354.404.454.50
Laurentian Bank of Canada3.954.403.643.844.344.895.49
League Savings & Mortgage-4.453.453.553.653.753.85
Libro Credit Union-4.753.793.843.893.943.99
London Life3.704.203.493.594.144.895.34
Luminus Financial4.00-
Meridian Credit Union3.
National Bank3.954.503.643.894.304.895.34
PACE Savings & Credit Union3.705.503.893.994.154.895.14
Parama Credit Union3.70-3.693.793.893.994.09
Peace Hills Trust-4.503.353.503.754.054.25
Rapport Credit Union3.706.003.543.594.044.445.35
RBC Royal Bank3.953.643.643.894.455.045.34
Simplii Financial3.956.193.543.643.894.394.99
Steinbach Credit Union--3.293.393.493.593.69
Street Capital Bank3.20-3.893.893.893.893.99
TD Canada Trust4.103.343.593.743.893.945.59
Your Neighbourhood Credit Union--3.543.643.843.944.29
Last comparison update: 2018-12-14

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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How Much Can You Afford?
This calculator will find how much you may be pre-approved for based on industry standard guidelines.

Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.

See the Prime Rate
The current prime rate, info on how it works, and the implications for variable rate mortgages.

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