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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.362.20+0.16 percentage pointsThe Rate has IncreasedJan 22, 2018
6 month rate 4.093.10+0.99 percentage pointsThe Rate has IncreasedFeb 20, 2018
1 year rate 2.993.19-0.20 percentage pointsThe Rate has DecreasedFeb 20, 2018
2 year rate 3.143.18-0.04 percentage pointsThe Rate has DecreasedMay 8, 2018
3 year rate 3.243.39-0.15 percentage pointsThe Rate has DecreasedMay 8, 2018
4 year rate 3.293.44-0.15 percentage pointsThe Rate has DecreasedMay 8, 2018
5 year rate 3.243.19+0.05 percentage pointsThe Rate has IncreasedMay 7, 2018
7 year rate 3.443.39+0.05 percentage pointsThe Rate has IncreasedMay 3, 2018
10 year rate 3.993.89+0.10 percentage pointsThe Rate has IncreasedMay 3, 2018
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.36 4.09 2.99 3.14 3.24 3.29 3.24
Canadian Western Bank/Trust2.904.002.993.043.293.343.31
HSBC Bank Canada2.793.693.
Meridian Credit Union2.904.
Steinbach Credit Union--
Comtech Credit Union-
ATB Financial3.054.503.143.393.493.593.69
ICICI Bank Canada3.05-
League Savings & Mortgage-4.453.253.353.503.553.60
Your Neighbourhood Credit Union--3.343.443.643.743.99
TD Canada Trust3.853.143.343.543.693.895.59
Peace Hills Trust-4.503.353.503.754.054.25
First Calgary Financial-4.093.393.413.493.553.59
Parama Credit Union3.40-3.393.493.593.793.89
Equitable Bank--3.493.694.305.045.34
RBC Royal Bank3.703.493.493.744.305.045.34
Bank of Montreal3.854.203.493.744.154.895.34
London Life3.704.203.493.594.144.895.34
National Bank3.704.403.493.744.304.895.34
Home Trust Company-Agent--3.493.744.305.045.34
Investors Group Trust3.704.203.493.594.144.895.34
Desjardins - Caisses3.704.403.493.744.304.945.49
Laurentian Bank of Canada3.704.403.493.744.154.895.49
Alterna Bank/Savings2.854.403.543.593.494.443.54
Simplii Financial3.706.193.543.443.694.194.79
Rapport Credit Union3.706.003.543.594.044.445.35
FirstOntario Credit Union3.454.943.593.543.593.903.69
Street Capital Bank2.95-3.693.693.793.793.74
Libro Credit Union-4.253.703.703.703.743.79
PACE Savings & Credit Union2.703.143.893.994.154.895.14
Effort Trust-4.504.
Kindred Credit Union3.70-
First National Financial3.704.504.093.643.643.693.79
Luminus Financial4.00-
Last comparison update: 2018-09-19

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Rate History
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See the Prime Rate
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