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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.202.09+0.11 percentage pointsThe Rate has IncreasedOct 13, 2017
6 month rate 3.103.95-0.85 percentage pointsThe Rate has DecreasedDec 31, 2015
1 year rate 2.892.64+0.25 percentage pointsThe Rate has IncreasedJan 8, 2018
2 year rate 2.542.14+0.40 percentage pointsThe Rate has IncreasedJul 20, 2017
3 year rate 3.043.09-0.05 percentage pointsThe Rate has DecreasedJan 8, 2018
4 year rate 2.992.94+0.05 percentage pointsThe Rate has IncreasedDec 28, 2017
5 year rate 2.992.94+0.05 percentage pointsThe Rate has IncreasedJan 15, 2018
7 year rate 3.693.24+0.45 percentage pointsThe Rate has IncreasedOct 25, 2017
10 year rate 3.743.79-0.05 percentage pointsThe Rate has DecreasedApr 7, 2017
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.20 3.10 2.89 2.54 3.04 2.99 2.99
Comtech Credit Union-6.202.842.892.952.993.24
Canadian Western Bank/Trust2.904.002.942.942.993.143.32
First Calgary Financial-4.092.992.993.043.143.29
HSBC Bank Canada2.693.692.942.993.043.093.14
ICICI Bank Canada3.05-
Alterna Bank/Savings3.
Steinbach Credit Union--
Parama Credit Union3.40-
League Savings & Mortgage-4.453.053.153.303.403.50
ATB Financial3.004.503.093.193.343.393.39
FirstOntario Credit Union3.304.943.593.243.343.493.49
Your Neighbourhood Credit Union--
Meridian Credit Union2.804.002.993.043.393.893.15
TD Canada Trust3.603.
Street Capital Bank2.45-
Libro Credit Union-3.753.453.453.453.493.54
Rapport Credit Union2.706.
First National Financial3.203.994.093.743.543.593.59
Simplii Financial3.456.193.443.243.594.194.64
Laurentian Bank of Canada3.454.403.393.393.694.245.14
London Life3.454.203.353.353.744.245.14
Investors Group Trust3.454.203.353.353.744.245.14
Peace Hills Trust-4.503.153.503.753.853.95
Home Trust Company-Agent--
Equitable Bank--3.343.393.954.895.14
Kindred Credit Union3.45-3.953.953.954.004.04
PACE Savings & Credit Union2.703.143.343.394.004.744.99
Bank of Montreal3.604.203.293.504.054.795.14
National Bank3.204.403.343.594.154.595.14
Effort Trust Company-4.504.
RBC Royal Bank3.453.343.343.594.154.895.14
Desjardins - Caisses3.454.403.393.594.154.595.14
Luminus Financial4.00-
Last comparison update: 2018-01-21

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.

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