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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.202.09+0.11 percentage pointsThe Rate has IncreasedOct 13, 2017
6 month rate 3.103.95-0.85 percentage pointsThe Rate has DecreasedDec 31, 2015
1 year rate 2.892.64+0.25 percentage pointsThe Rate has IncreasedJan 8, 2018
2 year rate 2.542.14+0.40 percentage pointsThe Rate has IncreasedJul 20, 2017
3 year rate 3.043.09-0.05 percentage pointsThe Rate has DecreasedJan 8, 2018
4 year rate 2.992.94+0.05 percentage pointsThe Rate has IncreasedDec 28, 2017
5 year rate 2.992.94+0.05 percentage pointsThe Rate has IncreasedJan 15, 2018
7 year rate 3.693.24+0.45 percentage pointsThe Rate has IncreasedOct 25, 2017
10 year rate 3.743.79-0.05 percentage pointsThe Rate has DecreasedApr 7, 2017
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.20 3.10 2.89 2.54 3.04 2.99 2.99
Comtech Credit Union-6.202.842.892.952.993.24
HSBC Bank Canada2.693.692.942.993.043.093.14
First Calgary Financial-4.092.992.993.043.143.29
Canadian Western Bank/Trust2.904.002.942.942.993.143.32
Alterna Bank/Savings3.
ATB Financial3.004.503.093.193.343.393.39
Steinbach Credit Union--
ICICI Bank Canada3.05-
League Savings & Mortgage-4.453.053.153.303.403.50
Street Capital Bank2.45-
Parama Credit Union3.40-
FirstOntario Credit Union3.304.943.593.243.343.493.49
Libro Credit Union-3.753.453.453.453.493.54
Your Neighbourhood Credit Union--
First National Financial3.203.994.093.743.543.593.59
Peace Hills Trust-4.503.153.503.753.853.95
TD Canada Trust3.603.
Meridian Credit Union2.804.002.993.043.393.893.15
Kindred Credit Union3.45-3.953.953.954.004.04
Rapport Credit Union2.706.
Simplii Financial3.456.193.443.243.594.194.64
London Life3.454.203.353.353.744.245.14
Investors Group Trust3.454.203.353.353.744.245.14
Laurentian Bank of Canada3.454.403.393.393.694.245.14
Luminus Financial4.00-
Desjardins - Caisses3.454.403.393.594.154.595.14
National Bank3.204.403.343.594.154.595.14
Home Trust Company-Agent--
Effort Trust Company-4.504.
PACE Savings & Credit Union2.703.143.343.394.004.744.99
Bank of Montreal3.604.203.293.504.054.795.14
Equitable Bank--3.343.393.954.895.14
RBC Royal Bank3.453.343.343.594.154.895.14
Last comparison update: 2018-01-21

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.

See the Prime Rate
The current prime rate, info on how it works, and the implications for variable rate mortgages.

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