Canadian Maple Leaf Licensing Info: FSCO (Ontario) #11363,
and serving all other provinces.

Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate1.71.75-0.05 percentage pointsThe Rate has DecreasedOct 13, 2020
6 month rate 2.792.99-0.2 percentage pointsThe Rate has DecreasedSep 18, 2020
1 year rate 1.741.79-0.05 percentage pointsThe Rate has DecreasedOct 9, 2020
2 year rate 1.691.79-0.1 percentage pointsThe Rate has DecreasedOct 9, 2020
3 year rate 1.691.79-0.1 percentage pointsThe Rate has DecreasedOct 9, 2020
4 year rate 1.741.79-0.05 percentage pointsThe Rate has DecreasedOct 9, 2020
5 year rate 1.791.84-0.05 percentage pointsThe Rate has DecreasedOct 16, 2020
7 year rate 2.542.69-0.15 percentage pointsThe Rate has DecreasedSep 15, 2020
10 year rate 2.942.99-0.05 percentage pointsThe Rate has DecreasedSep 15, 2020
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 1.7 2.79 1.74 1.69 1.69 1.74 1.79
Alterna Bank/Savings2.953.251.891.891.741.891.79
HSBC Bank Canada1.793.191.991.841.992.041.89
FirstOntario Credit Union2.254.942.592.
Canadian Western Bank/Trust2.103.602.091.991.942.091.89
Equitable Bank--3.492.
Libro Credit Union-4.752.
Steinbach Credit Union--
First National Financial2.45-3.042.842.692.592.49
Kindred Credit Union2.45-2.802.852.902.952.99
Parama Credit Union2.70-
Comtech Fire Credit U.-6.203.393.493.693.743.49
TD Canada Trust2.603.
Peace Hills Trust-
Home Trust1.95-3.993.543.793.851.99
Meridian Credit Union1.953.893.
Rapport Credit Union2.956.003.593.743.893.944.79
RBC Royal Bank2.452.692.693.043.554.094.79
National Bank2.454.402.693.043.544.094.79
Laurentian Bank of Canada2.454.402.693.043.544.094.74
Desjardins - Caisses2.454.402.893.043.544.094.74
Investors Group Trust3.954.
Bank of Montreal2.454.
Canada Life3.954.
Simplii Financial2.456.193.192.893.644.294.74
Effort Trust-
Luminus Financial3.50-
Last comparison update: 2020-10-29

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

Apply for a Mortgage

Reverse Mortgage

Find More

Mortgage Calculator With Lump Sums
Our mortgage calculator will help you visualize multiple side-by-side mortgage scenarios.

How Much Can You Afford?
This calculator will find how much you may be pre-approved for based on industry standard guidelines.

Mortgage Rate History
Take a glimpse at how mortgage rates have increased and decreased in the last decade.

See the Prime Rate
The current prime rate, info on how it works, and the implications for variable rate mortgages.

Mortgage Calculator
Mortgage Quote
Mortgage Brokers Are Up To Date
Staying up-to-date on mortgage rates, terms, and the best products available in Canada is what a mortgage broker does for you. Make sure that you get the best possible financing and rates, use a mortgage broker.
Try a Mortgage Broker