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Compare Canadian Mortgage Rates

Current Mortgage Rates from Super Brokers

Mortgage Type
or Term
Rates (%)
Rates (%)
Change (%)
Last Date of
Variable rate2.362.20+0.16 percentage pointsThe Rate has IncreasedJan 22, 2018
6 month rate 4.093.10+0.99 percentage pointsThe Rate has IncreasedFeb 20, 2018
1 year rate 2.993.19-0.20 percentage pointsThe Rate has DecreasedFeb 20, 2018
2 year rate 3.143.18-0.04 percentage pointsThe Rate has DecreasedMay 8, 2018
3 year rate 3.243.39-0.15 percentage pointsThe Rate has DecreasedMay 8, 2018
4 year rate 3.293.44-0.15 percentage pointsThe Rate has DecreasedMay 8, 2018
5 year rate 3.243.19+0.05 percentage pointsThe Rate has IncreasedMay 7, 2018
7 year rate 3.443.39+0.05 percentage pointsThe Rate has IncreasedMay 3, 2018
10 year rate 3.993.89+0.10 percentage pointsThe Rate has IncreasedMay 3, 2018
Last mortgage rate update: Today

Mortgage Rate Comparison

Compare mortgage rates with other banks and lenders using our mortgage rate comparison chart below. All rates are updated daily and are for Canadian residents only.

Find the best residential mortgage rates in Canada*

Tip: Click any two mortgage rates to compare typical payment amounts & interest. Click the mortgage term links to change the sorting of the table, based on the mortgage rate, best to worst, and vice versa.

Mortgage Type/Term
VariableVar MthMo YearYr YearYr YearYr YearYr YearYr
Our Mortgage Rates** 2.36 4.09 2.99 3.14 3.24 3.29 3.24
HSBC Bank Canada3.043.693.193.293.443.543.64
ICICI Bank Canada3.05-
Meridian Credit Union3.
Street Capital Bank3.20-3.893.893.893.893.99
Alterna Bank/Savings3.254.403.543.593.494.443.54
ATB Financial3.304.503.343.543.743.843.89
FirstOntario Credit Union3.454.943.743.693.743.743.84
Rapport Credit Union3.706.003.543.594.044.445.35
London Life3.704.203.493.594.144.895.34
Parama Credit Union3.70-3.693.793.893.994.09
PACE Savings & Credit Union3.705.503.893.994.154.895.14
Investors Group Trust3.704.203.493.594.144.895.34
Canadian Western Bank/Trust3.753.733.293.393.493.593.59
National Bank3.954.503.643.894.304.895.34
RBC Royal Bank3.953.643.643.894.455.045.34
Simplii Financial3.956.193.543.643.894.394.99
Desjardins - Caisses3.954.403.793.894.344.995.54
Kindred Credit Union3.95-4.304.354.404.454.50
First National Financial3.954.504.093.943.893.893.94
Laurentian Bank of Canada3.954.403.643.844.344.895.49
Luminus Financial4.00-
Bank of Montreal4.104.203.793.994.294.895.34
TD Canada Trust4.103.343.593.743.893.945.59
Your Neighbourhood Credit Union--3.543.643.843.944.29
Steinbach Credit Union--3.293.393.493.593.69
League Savings & Mortgage-4.453.353.453.553.653.75
Effort Trust-4.504.
Comtech Credit Union-6.203.393.493.693.743.79
Equitable Bank--3.643.894.455.045.34
First Calgary Financial-4.093.393.413.493.553.59
Libro Credit Union-4.753.793.843.893.943.99
Home Trust Company-Agent--3.493.744.305.045.34
Peace Hills Trust-4.503.353.503.754.054.25
Last comparison update: 2018-11-12

*  These rates are the most widely available rates across Canada. The products these rates are meant to represent are available to approximately 90% of Canadians with good credit and income.

** These are the lowest mortgage rates known to us. We can not guarantee the availability of these rates in your area, and restrictions may apply. Call Super Brokers to learn what rates are available to you at 1-800-604-1864.

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Mortgage Rate History
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See the Prime Rate
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